Yuval Refua

Title: Innovations by Yuval Refua in Electronic Payment Systems

Introduction

Yuval Refua is an accomplished inventor based in New York, NY, known for his contributions to electronic payment systems. With a total of two patents to his name, Refua has made significant strides in enhancing the efficiency and security of digital transactions.

Latest Patents

Refua's latest patents include "Systems and methods for an electronic wallet payment tool" and "Systems and methods for a merchant-specific payment token." The first patent outlines a system that involves transmitting wallet provider scripts to payment service provider servers, presenting an electronic wallet payment tool on merchant checkout pages, and managing transaction account information securely. The second patent focuses on generating digital tokens for transactions, ensuring that both consumer and merchant identifiers are matched accurately to facilitate secure payments.

Career Highlights

Yuval Refua is currently employed at American Express Travel Related Services Company, Inc., where he continues to innovate in the field of electronic payments. His work has contributed to the development of more secure and user-friendly payment solutions.

Collaborations

Refua collaborates with notable colleagues, including Vishnuvajhala Subrahmanyam and Andras L Ferenczi, to drive advancements in payment technologies.

Conclusion

Yuval Refua's innovative work in electronic payment systems showcases his commitment to improving digital transaction processes. His patents reflect a deep understanding of consumer needs and technological advancements in the financial sector.