Company Filing History:
4 out of 267 
1 out of 6 
1 out of 1 Years Active: 2005-2013
Title: Innovations by Yinghua Lin
Introduction
Yinghua Lin is a notable inventor based in Los Alamos, NM (US). He has made significant contributions to the field of financial technology, holding a total of 6 patents. His work focuses on improving customer evaluation and credit scoring systems, which are essential for financial institutions.
Latest Patents
One of his latest patents is titled "Method and system for evaluating customers of a financial institution using customer relationship value tags." This invention involves a computerized method that analyzes customer information from a financial institution's database. It utilizes a customer assessment engine to evaluate the value of customers and identify treatment actions based on this assessment. The marked files are then accessed by other financial systems or customer representatives to implement the associated actions effectively.
Another significant patent is the "System and method for credit scoring using an identity network connectivity." This technique allows for determining credit ratings without relying on traditional credit bureau data. It involves linking identity records and generating credit ratings based on quantified identity information. This innovation is particularly beneficial for individuals with limited credit history, such as immigrants or young people.
Career Highlights
Yinghua Lin has worked with prominent companies in the financial technology sector, including Fair Isaac Corporation and Id Analytics, Inc. His experience in these organizations has contributed to his expertise in developing innovative solutions for customer evaluation and credit scoring.
Collaborations
Throughout his career, Yinghua Lin has collaborated with notable professionals, including Stephen V Coggeshall and Guowei Wu. These collaborations have further enhanced his contributions to the field.
Conclusion
Yinghua Lin's innovative patents and career achievements highlight his significant impact on financial technology. His work continues to influence how financial institutions evaluate customers and assess creditworthiness.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.