Location History:
- Foster City, CA (US) (2017 - 2018)
- Austin, TX (US) (2021 - 2023)
Company Filing History:
Years Active: 2017-2024
Title: Innovations by Inventor Ying Hao
Introduction
Ying Hao is a notable inventor based in Foster City, CA (US). He has made significant contributions to the field of technology, particularly in payment systems and authentication methods. With a total of 5 patents to his name, his work continues to influence the industry.
Latest Patents
One of Ying Hao's latest patents is titled "Cross-border quick response (QR) payment flow for encrypted primary account number (PAN) payment flow." This invention describes a computer-implemented system designed to streamline the encryption payload of a card transaction. The system operates within a restricted computer network firewall, allowing a wallet application to store payment device data and retrieve merchant and transaction information. The wallet application generates an encrypted payload and transmits it to a payment facilitator, which then processes the payment transaction securely.
Another significant patent is focused on "Methods and systems for PKI-based authentication." This invention provides techniques for authenticating API messages using Public Key Infrastructure (PKI). The client system generates a private/public key pair and signs API messages with the private key. The server system then authenticates these messages using a proxy authenticator, ensuring secure communication and processing.
Career Highlights
Ying Hao is currently employed at Visa International Service Association, where he applies his expertise in payment technologies. His work at Visa has allowed him to develop innovative solutions that enhance the security and efficiency of financial transactions.
Collaborations
Ying Hao has collaborated with several talented individuals in his field, including Minghua Xu and Jose Rios Trevino. These collaborations have contributed to the advancement of his projects and the development of new technologies.
Conclusion
Ying Hao's contributions to the field of technology, particularly in payment systems and authentication methods, demonstrate his innovative spirit and dedication to improving financial transactions. His patents reflect a commitment to enhancing security and efficiency in the digital payment landscape.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.