Company Filing History:
Years Active: 2022-2025
Title: Innovations by Yan Pei
Introduction
Yan Pei is an accomplished inventor based in Frisco, TX (US). He holds a total of 4 patents that showcase his innovative contributions to the fields of finance and technology. His work focuses on systems that enhance user experience in banking and savings.
Latest Patents
One of Yan Pei's latest patents is titled "Systems and methods for incentivizing saving." This system includes a processor that receives an indication of funds deposited into an account. It converts the deposited amount into tokens using a multiplier and generates a visualization of the growth rate of these tokens over time based on a user-defined interest rate. The processor displays this visualization on an electronic display and periodically transfers additional funds from another account to encourage saving.
Another significant patent is "Automatically generating and updating loan profiles." This system detects loan indicators in banking or credit data associated with a user. It retrieves additional data from various devices, such as home assistants or wearables, to determine a loan probability. Based on this probability, the processor can establish a pre-approval loan amount and notify the user through their computing device.
Career Highlights
Yan Pei is currently employed at the United Services Automobile Association (USAA), where he applies his expertise in developing innovative financial solutions. His work has significantly impacted how users interact with their financial data and manage their savings and loans.
Collaborations
Throughout his career, Yan has collaborated with talented individuals such as Yogen Rai and Rachel Elizabeth Csabi. These collaborations have fostered a creative environment that encourages the development of groundbreaking technologies.
Conclusion
Yan Pei's contributions to innovation in the financial sector are noteworthy. His patents reflect a commitment to enhancing user experience and promoting better financial management. His work continues to influence the industry positively.