Xiaoli Li

Title: Innovations by Xiaoli Li in Transaction Processing

Introduction

Xiaoli Li is an accomplished inventor based in Cupertino, California, known for his significant contributions to transaction processing technologies. With a total of four patents to his name, Li has developed innovative systems that enhance risk management in financial transactions.

Latest Patents

One of Xiaoli Li's latest patents is a method and system for providing risk information in connection with transaction processing. This system offers real-time risk mitigation for authorization systems. It receives authorization requests from multiple merchants or their respective acquirers and processes these requests efficiently. Each processed request is forwarded to its corresponding issuer for further authorization. The authorization message includes a risk score, a number of reason codes, and condition codes. This innovative approach allows issuers to make better-informed decisions regarding authorizations.

Career Highlights

Xiaoli Li is currently employed at Visa U.S.A. Inc., where he continues to develop cutting-edge solutions in the financial technology sector. His work focuses on improving transaction security and efficiency, making significant strides in the industry.

Collaborations

Li collaborates with talented professionals, including Belva J Bruesewitz and Nancy Hilgers, who contribute to the innovative environment at Visa U.S.A. Inc. Their teamwork fosters creativity and drives advancements in transaction processing technologies.

Conclusion

Xiaoli Li's contributions to transaction processing through his innovative patents demonstrate his expertise and commitment to enhancing financial security. His work continues to influence the industry positively, paving the way for future advancements.