Winter P Ng

Title: Winter P Ng: Innovator in Financial Transaction Technologies

Introduction

Winter P Ng is a notable inventor based in St. Petersburg, FL (US), recognized for her contributions to the field of financial transaction technologies. With a total of 3 patents to her name, she has made significant strides in enhancing the secure exchange of value in financial transactions.

Latest Patents

One of her latest patents focuses on the secure exchange of indicia of value and associated information. This innovation provides a framework for financial transactions involving beneficial offers available for customers. Various offers, including discounts and prepaid amounts, can be purchased by customers for use with different merchants. A third-party issuer collects information from the customer when selling these offers and issues an indicium of value that represents the value of the offer. Records of these indicia are maintained and can be transmitted to the merchant or kept by the issuer or associated financial institutions. When a customer redeems the offer by presenting the indicium to the merchant, the merchant can authenticate the indicium using the records received from the issuer or establish communication with the issuer for authentication.

Career Highlights

Winter P Ng is currently employed at American Express Travel Related Services Company, Inc., where she continues to innovate in the financial technology sector. Her work focuses on improving the security and efficiency of financial transactions, making them more accessible and beneficial for customers.

Collaborations

Winter collaborates with Jason J Hogg, contributing to the development of innovative solutions in the financial services industry.

Conclusion

Winter P Ng is a pioneering inventor whose work in financial transaction technologies is shaping the future of secure exchanges in the industry. Her patents reflect her commitment to enhancing customer experiences and improving transaction security.