San Francisco, CA, United States of America

William Hockey

This inventor holds 34 USPTO granted patents and 9 published patent applications, plus 2 CIPO patents and 6 EPO patents, primarily in User Account Security. Top assignees: Plaid Inc., Plaid Technologies, Inc.. Active years: 2016-2026.

USPTO Granted Patents = 34 (Patent Applications = 9)

% Patents Active = 100.0

CIPO Patents = 2 (Patent Applications = 3)

EPO Patents = 6 (Patent Applications = 6)

Average Co-Inventor Count = 2.6

ph-index = 16

Forward Citations = 1,162(Granted Patents)

Company Filing History:

Plaid Technologies, Inc.

patents

Years Active: 2016-2026

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Areas of Expertise:

User Account Security

Secure Permissioning

Credential-less Authentication

Financial Data Access

Programmatic Verification

Authorization Mechanisms

Data Evaluation

Attribute Estimation

34 patents (USPTO):Sort by Forward CitationsExplore Patents

1. 12664547 - System and method linking to accounts using credential-less authentication (2026-06-23),

2. 12506724 - Secure permissioning of access to user accounts, including secure deauthorization of access to user accounts (2025-12-23),

3. 12450652 - Parameter-based computer evaluation of user accounts based on user account data stored in one or more databases (2025-10-21),

4. 12148028 - System and method for programmatically accessing financial data (2024-11-19),

5. 12141320 - Secure permissioning of access to user accounts, including secure distribution of aggregated user account data (2024-11-12),

6. 12074880 - Secure authorization of access to user accounts by one or more authorization mechanisms (2024-08-27),

7. 12067615 - Systems and methods for estimating past and prospective attribute values associated with a user account (2024-08-20),

8. 12067537 - System and method for facilitating programmatic verification of transactions (2024-08-20),

9. 12056702 - System and method for facilitating programmatic verification of transactions (2024-08-06),

10. 12021854 - Secure permissioning of access to user accounts, including secure deauthorization of access to user accounts (2024-06-25),

11. 11922492 - System and method for programmatically accessing financial data (2024-03-05),

12. 11869005 - System and method linking to accounts using credential-less authentication (2024-01-09),

13. 11803660 - Secure permissioning of access to user accounts, including secure distribution of aggregated user account data (2023-10-31),

14. 11798072 - System and method for programmatically accessing data (2023-10-24),

15. 11682070 - Systems and methods for estimating past and prospective attribute values associated with a user account (2023-06-20),

Title: The Innovative Contributions of William Hockey

Introduction: William Hockey, a prominent inventor based in San Francisco, CA, is known for his groundbreaking work in the financial technology sector. With an impressive portfolio of 31 patents, Hockey has significantly advanced the way financial data is accessed and managed.

Latest Patents: Among his latest innovations, Hockey has developed a system and method for programmatically accessing financial data. This technology involves creating an application proxy instance that simulates an external financial service application. It enables secure communication and access to requested financial data through a proprietary Application Programming Interface (API). Another notable patent focuses on secure permissioning of access to user accounts, including the secure distribution of aggregated user account data. This system entails generating financial reports based on account information, responding to financial report requests from third parties, and ensuring the integrity of the reports through audit tokens.

Career Highlights: Hockey's career has been marked by significant contributions to leading companies in the fintech industry, such as Plaid Inc. and Plaid Technologies, Inc. His work focuses on enhancing the usability and security of financial services through innovative technologies.

Collaborations: Throughout his career, Hockey has collaborated with notable professionals in the field, including Michael Kelly and Charles Li. These partnerships have played a crucial role in driving innovation and improving financial technology solutions.

Conclusion: William Hockey's contributions to the financial technology landscape exemplify the spirit of innovation and creativity. His patents not only enhance financial data accessibility but also reinforce security measures for users. As he continues to challenge the status quo, Hockey remains a key figure in the world of inventions and technological advancements.