Company Filing History:
Years Active: 2000-2013
Title: The Innovations of Virgil M Davis
Introduction
Virgil M Davis is a notable inventor based in Los Altos, California. He has made significant contributions to the field of online payment systems, holding a total of 6 patents. His work focuses on enhancing the security and efficiency of virtual transactions.
Latest Patents
One of his latest patents is the "Internet payment, authentication and loading system using virtual smart card." This innovative system allows for the loading, authentication, and use of a virtual smart card for online purchases. The online purchase and load (OPAL) server includes a virtual smart card database that maintains records for each smart card represented for a user. The server features a smart card emulator that interacts with a pseudo card reader module, imitating a physical card reader. Additionally, the system includes a client code module that communicates with both the pseudo card reader and a remote payment or load server. A pass-through client terminal provides a user interface, facilitating communication between the OPAL server, merchant server, and bank server. This system streamlines the online purchasing process while ensuring secure transactions.
Career Highlights
Virgil M Davis is currently employed at Visa International Service Association, where he continues to innovate in the realm of payment technologies. His expertise in virtual smart card systems has positioned him as a key player in the evolution of online payment methods.
Collaborations
Throughout his career, Davis has collaborated with talented individuals such as Suzanne C Cutino and Margaret Reid. These partnerships have contributed to the development of advanced payment solutions.
Conclusion
Virgil M Davis is a pioneering inventor whose work in online payment systems has significantly impacted the industry. His innovative solutions continue to shape the future of secure online transactions.