Location History:
- New Delhi, IN (2020)
- Uttar Pradesh, IN (2022)
- Sandila, IN (2024)
Company Filing History:
Years Active: 2020-2025
Title: Vipul Mehrotra: Innovator in Payment Processing Technologies
Introduction
Vipul Mehrotra is a notable inventor based in Uttar Pradesh, India. He has made significant contributions to the field of payment processing technologies, holding a total of 6 patents. His work focuses on enhancing the security and efficiency of transactions in the digital payment landscape.
Latest Patents
One of his latest patents is titled "Methods and systems for verification of operations of computer terminals and processing networks." This invention provides a verification computing system designed to verify the operation of a payment terminal and a payment processing network. The system includes a verification computing module that receives a test request message corresponding to a test payment card transaction. It identifies a void flag in the message and bypasses the settlement process based on this flag. The module also determines the operating status of the payment terminal and the processing network, generating a test response message to notify the user.
Another significant patent is the "Method and system for user authentication to facilitate secure transactions." This method involves receiving an authorization request for a transaction and transmitting a set of authentication questions to a communication device via an interactive voice response (IVR) call. The user's answers are then evaluated to determine if they are the account holder, thereby authenticating the user for the transaction.
Career Highlights
Vipul Mehrotra is currently employed at Mastercard International Incorporated, where he continues to innovate in the payment processing sector. His work has been instrumental in developing systems that enhance transaction security and user authentication.
Collaborations
He collaborates with talented professionals in his field, including Jaipal Singh Kumawat and Gurpreet Atwal. Their combined expertise contributes to the advancement of payment technologies.
Conclusion
Vipul Mehrotra's contributions to payment processing technologies reflect his commitment to innovation and security in financial transactions. His patents demonstrate a forward-thinking approach to addressing the challenges in the digital payment landscape.