St. Charles, MO, United States of America

Tracy McLaughlin

This inventor holds 1 USPTO granted patent. Top assignee: Mastercard International Incorporated. Active years: 2026.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Tracy McLaughlin. Retrieved from https://idiyas.com/inventor/tracy-mclaughlin

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile


Average Co-Inventor Count = 1.0

ph-index = 1


Company Filing History:


Years Active: 2026

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1 patent (USPTO):Explore Patents

Title: Innovations by Tracy McLaughlin

Introduction

Tracy McLaughlin is an accomplished inventor based in St. Charles, MO (US). She has made significant contributions to the field of predictive modeling, particularly in the context of payment processing systems. Her innovative work has led to the development of a patent that enhances the efficiency and accuracy of transaction authorizations.

Latest Patents

Tracy holds a patent for "Systems and methods for predictive modelling of clearing messages." This patent describes a modeling platform that includes at least one processor in communication with a memory device and a payment processor. The processor is designed to retrieve subsets of data from a transaction history database, derive training data sets, and apply machine learning models to improve predictive accuracy. The system can upload trained models to an operational predictive module and process real-time authorization requests, thereby streamlining payment transactions.

Career Highlights

Tracy is currently employed at Mastercard International Incorporated, where she applies her expertise in predictive modeling to enhance payment processing systems. Her work is pivotal in ensuring that transactions are processed efficiently and securely. With her innovative approach, she has contributed to the advancement of technology in the financial sector.

Collaborations

Tracy collaborates with talented professionals such as Shanmuga Vidya Avudaiappan and Matt Froidl. These collaborations foster a creative environment that drives innovation and leads to the development of cutting-edge solutions in the industry.

Conclusion

Tracy McLaughlin's contributions to predictive modeling and payment processing exemplify the impact of innovation in technology. Her patent and work at Mastercard International Incorporated highlight her role as a leading inventor in her field.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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