This inventor holds 4 USPTO granted patents. Top assignee: Mastercard International Incorporated. Active years: 2019-2021.
Company Filing History:
Years Active: 2019-2021
Title: Todd Healy: Innovator in Electronic Payment Solutions
Introduction
Todd Healy is a notable inventor based in Brooklyn, NY (US), recognized for his contributions to electronic payment systems. With a total of 4 patents, Healy has made significant strides in enhancing the security and efficiency of electronic funds transfers and mobile payment solutions.
Latest Patents
One of Healy's latest patents is a "System and method for electronic funds transfer (EFT) security." This innovative computer system is designed to provide a payment card security application programming interface (API) that generates a security score for cardholders based on their transaction data. The system retrieves EFT transaction records and assesses the security level associated with each transaction. This score is then used by partner entities to determine whether to approve or deny new payment card transactions.
Another significant patent is the "System and method for mobile checkout." This method involves determining the number of digital wallets installed on a mobile device. When multiple digital wallets are detected, a smart button is displayed on the merchant's checkout page. This feature allows users to select a payment card from any of their digital wallets, streamlining the payment process.
Career Highlights
Healy is currently employed at Mastercard International Incorporated, where he continues to develop innovative payment solutions. His work focuses on enhancing the security and user experience of electronic transactions, making him a key player in the fintech industry.
Collaborations
Healy collaborates with talented professionals in his field, including Stephanie Yim and Murugalakshmanan Mariappan. Their combined expertise contributes to the advancement of payment technologies and security measures.
Conclusion
Todd Healy's contributions to electronic payment systems reflect his commitment to innovation and security in financial transactions. His patents not only enhance user experience but also provide essential security measures in an increasingly digital world.