Tina Diane Mccoy

Title: Tina Diane McCoy: Innovator in Digital Payment Systems

Introduction

Tina Diane McCoy is a notable inventor based in San Francisco, CA. She has made significant contributions to the field of digital payment systems. Her innovative work has led to the development of a patent that enhances the efficiency of payment exchanges.

Latest Patents

Tina holds a patent titled "Exchange model utilizing data elements." This patent describes systems, methods, and computer-readable storage media for performing exchanges based on an exchange model utilizing data elements. One method outlined in the patent includes receiving a data set comprising a consumer digital payment system (DPS) token associated with a consumer. The process involves formatting a request for payment (RFP) message based on the consumer DPS token, transmitting the RFP message via a real-time payment (RTP) network, and receiving a status message indicating acceptance of the RFP message.

Career Highlights

Tina is currently employed at Wells Fargo Bank, N.A., where she applies her expertise in digital payment systems. Her work at the bank allows her to contribute to advancements in financial technology and improve customer experiences.

Collaborations

Tina has collaborated with notable colleagues, including Alan W. Hecht and Sotirios K. Barkas. These collaborations have fostered an environment of innovation and creativity in their projects.

Conclusion

Tina Diane McCoy is a pioneering inventor whose work in digital payment systems has made a significant impact in the industry. Her patent and contributions at Wells Fargo Bank, N.A. highlight her dedication to advancing technology in financial services.