Grover Beach, CA, United States of America

Thomas C Baker

USPTO Granted Patents = 3 

Average Co-Inventor Count = 8.0

ph-index = 2

Forward Citations = 7(Granted Patents)


Company Filing History:


Years Active: 2012-2013

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3 patents (USPTO):Explore Patents

Title: Innovations by Thomas C Baker

Introduction

Thomas C Baker is an accomplished inventor based in Grover Beach, California. He holds three patents that showcase his innovative contributions to the field of financial technology. His work primarily focuses on systems that enhance the management of credit and cash accounts.

Latest Patents

One of his notable patents is a system and method for transferring a line of credit balance to a cash account. This invention provides an automated system designed to facilitate the transfer of cash value from one or more lines of credit to various deposit accounts or payment systems. The system ensures that requested funds are available in a customer's lines of credit and electronically deposits these funds into designated accounts. It also allows customers to manage their lines of credit, set up transfer transactions, define rules for transfers, and view their transactional history. The automated system connects with the lending organization's backend systems to authenticate customer identities and credit accounts, ensuring that the requested funds are available for transfer.

Career Highlights

Thomas C Baker is associated with American Express Travel Related Services Company, Inc., where he applies his expertise in financial systems. His innovative approach has contributed significantly to the development of automated financial solutions.

Collaborations

Some of his coworkers include Diane Derocher and Lawrence Stanton Hoffman, who have collaborated with him on various projects within the company.

Conclusion

Thomas C Baker's contributions to the field of financial technology through his patents demonstrate his commitment to innovation and improving financial management systems. His work continues to influence the way customers interact with their credit and cash accounts.

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