Theresa L Smith

Title: The Innovative Contributions of Theresa L. Smith

Introduction

Theresa L. Smith is a prominent inventor based in St. Albans, GB. She has made significant contributions to the field of mobile technology, holding a total of seven patents. Her work focuses on enhancing the security and functionality of mobile devices, particularly in the realm of payment systems.

Latest Patents

One of her latest patents is titled "Systems and method for providing multiple virtual secure elements in a single physical secure element of a mobile device." This invention discloses methods for providing a plurality of virtual secure elements (virtual SEs) to mobile devices equipped with secure elements (SEs). The method involves generating and forwarding a certificate authority security domain (CASD) key for multiple virtual SEs to an SE supplier. It also includes receiving a card serial number (CSN) and a card production life cycle (CPLC) key from the SE supplier, which are then forwarded to a mobile device maker. An updated CSN and CPLC data is received from the device maker, and an issuer security domain key (ISD key) is added to the CSN and CPLC data by a master secure element issuer trusted service manager (master SEI TSM). This application is provisioned to the device to verify and activate the virtual SE.

Another notable patent is "System and method for using multiple payment accounts using a single payment device." This invention outlines a method and system for transmitting multiple payment accounts for use by a payment device. It includes allocating a cryptographic personal account number (CPAN) and producing at least one cryptographic master key set related to this CPAN. The method also involves receiving at least one device personal account number (DPAN) associated with a consumer's payment account and generating a repersonalization script for each DPAN. The payment device is configured to utilize the CPAN for selected cryptographic calculations while using the DPAN and associated data for other aspects of financial transactions.

Career Highlights

Theresa L. Smith is currently employed at Mastercard International Incorporated, where she continues to innovate in the field of secure payment technologies. Her work has been instrumental in advancing the capabilities of mobile payment systems, making transactions more secure and efficient.

Collaborations

Some of her notable coworkers include Colin Tanner and Paul Michael Evans, who have collaborated with her on various projects within the company.

Conclusion