Saint Peters, MO, United States of America

Theresa L Altman

This inventor holds 4 USPTO granted patents. Top assignee: Mastercard International Incorporated. Active years: 2011-2021.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Theresa L Altman. Retrieved from https://idiyas.com/inventor/theresa-l-altman

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile


% Patents Active = 75.0

Average Co-Inventor Count = 4.8

ph-index = 3

Forward Citations = 41(Granted Patents)


Location History:

  • St Peters, MO (US) (2011)
  • St. Peters, MO (US) (2013 - 2021)

Company Filing History:


Years Active: 2011-2021

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4 patents (USPTO):Explore Patents

Title: **The Innovative Mind of Theresa L. Altman**

Introduction

Theresa L. Altman, an inventive spirit hailing from St. Peters, MO, has made significant strides in the realm of financial technology. With a total of four patents to her name, Theresa has demonstrated her exceptional ability to innovate within the industry, particularly focusing on bill payment solutions.

Latest Patents

Among her most recent inventions is the patent for an "Apparatus and method for bill payment card enrollment." This innovative method allows customers to pay their bills using a payment card account through a bill payment provider's mechanism. It involves receiving a request to pay a bill via a structured electronic message that includes vital details such as the card number and expiration date. Another noteworthy patent is her work on an "Apparatus and method for bill presentment and payment." This system allows an operator of a payment processing network to facilitate the payment of bills from multiple billing entities to various consumers. It entails storing user preferences to streamline the payment process, thus enhancing convenience for consumers.

Career Highlights

Theresa currently works at Mastercard International Incorporated, where her focus on bill payment technology highlights the company's commitment to innovation in financial services. Her contributions are pivotal in creating seamless payment experiences.

Collaborations

Throughout her career, Theresa has collaborated with notable colleagues such as Darlene Lohman and Gidget Hall. These partnerships within Mastercard have fostered an environment of creativity and collaboration, leading to groundbreaking advancements in the field.

Conclusion

Theresa L. Altman's journey as an inventor showcases her dedication to enhancing financial processes through innovative solutions. With her expertise and numerous patents, she continues to play a significant role in shaping the future of payment technologies. Her work is a testament to the impact of inventive thinking in addressing complex real-world challenges.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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