Taylor Cressy

Title: Innovations by Taylor Cressy in Machine Learning and Payment Systems

Introduction

Taylor Cressy is an innovative inventor based in Los Angeles, CA. He has made significant contributions to the field of electronic payments through his unique patent. His work focuses on utilizing machine learning to enhance the security and efficiency of payment systems for merchants.

Latest Patents

Cressy's most notable patent is titled "Machine learning-based determination of limits on merchant use of a third party payments system." This invention involves a method that receives input data from various sources, describing a merchant and their application to use an electronic payments system. The process includes featurization of the input data to create a machine-readable vector. By applying this vector to a machine learning model, a risk score is predicted, which estimates the probability of the merchant being unable to meet their obligations. Based on this risk score, a business rules engine can limit the merchant's use of the electronic payments system.

Career Highlights

Taylor Cressy is currently employed at Intuit, Inc., where he continues to develop innovative solutions in the realm of electronic payments. His work has the potential to significantly impact how merchants interact with payment systems, ensuring a safer and more reliable transaction process.

Collaborations

Cressy collaborates with talented individuals such as Natalie De Shetler and Henry Venturelli, contributing to a dynamic work environment that fosters innovation and creativity.

Conclusion

Taylor Cressy's contributions to machine learning and payment systems exemplify the intersection of technology and finance. His innovative patent showcases the potential for improved security and efficiency in electronic transactions.