Suzanne C. Cutino is a prominent inventor based in Reno, NV, known for her significant contributions to the field of smart card technology. With a total of 12 patents to her name, she has developed innovative solutions that enhance the functionality and security of smart card transactions. Her work has paved the way for more efficient and user-friendly payment systems.

Latest Patents

Among her latest patents are two notable innovations: "Smart card loading transactions using wireless telecommunications network" and "Smart card purchasing transactions using wireless telecommunications network." The first patent describes a system that allows consumers to load value onto smart cards using a mobile telephone handset over a telecommunications network. This process involves the handset receiving a request to load value, generating a funds request message, and sending it to a funds issuer computer that debits the user's account. The handset then authenticates the smart card and receives an approval message to load the value. For payment, the handset communicates with the merchant server and payment server to complete the transaction seamlessly.

The second patent outlines a similar process for making purchases using a smart card with a mobile telephone handset. This system includes a mobile handset with a card reader, a gateway computer, a funds issuer computer, and an authentication computer. The mobile handset generates and sends messages to load value onto the smart card and to process payment transactions, ensuring secure and efficient operations.

Career Highlights

Throughout her career, Suzanne has worked with notable organizations such as Visa International Service Association and Visa U.S.A. Inc. Her experience in these companies has allowed her to refine her skills and contribute to the advancement of payment technologies.

Collaborations

Suzanne has collaborated with talented individuals in her field, including Virgil M. Davis and Steven R. Hoffman. These partnerships have fostered innovation and have been instrumental in the development of her patented technologies.

Conclusion

Suzanne C. Cutino's contributions to smart card technology demonstrate her commitment to innovation and excellence. Her patents not only enhance the user experience but also improve the security of financial transactions. Her work continues to influence the future of payment systems.

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