Susan A Sperl

Title: Innovations by Susan A. Sperl

Introduction

Susan A. Sperl is an accomplished inventor based in Stillwater, MN (US). She holds two patents that showcase her expertise in developing innovative solutions within the credit application process. Her work has significantly contributed to the integration of technology in financial services.

Latest Patents

One of her notable patents is the ASP business decision engine. This decision engine integrates all components of a credit application process, including access to and manipulation of credit bureau data, credit scoring, credit decisioning, and matching the correct products. It operates on a single application service provider (ASP) platform, which is accessible through a series of Application Programming Interfaces (APIs). This innovation streamlines the credit application process, making it more efficient and user-friendly.

Career Highlights

Throughout her career, Susan has worked with prominent companies such as Fair Isaac and Company, Inc. and Fair Isaac Corporation. Her experience in these organizations has allowed her to refine her skills and contribute to significant advancements in the field of credit decisioning.

Collaborations

Some of her notable coworkers include Gregory A. Johnson and Jeff Klepfer. Their collaboration has likely fostered an environment of innovation and creativity, leading to the development of impactful solutions in the industry.

Conclusion

Susan A. Sperl's contributions to the field of credit application technology through her patents and career experiences highlight her role as a significant innovator. Her work continues to influence the way credit decisions are made, showcasing the importance of integrating technology in financial processes.