The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 08, 2010

Filed:

Jan. 09, 2008
Applicants:

Gregory A. Johnson, Bloomington, MN (US);

Susan A. Sperl, Stillwater, MN (US);

Jeff Klepfer, St. Louis Park, MN (US);

Raffi M. Kassarjian, San Francisco, CA (US);

Gregory S. Capella, Petaluma, CA (US);

Rachel C. Asch, Petaluma, CA (US);

Peter R. Jones, Petaluma, CA (US);

Leonard E. Look, El Cerrito, CA (US);

Inventors:

Gregory A. Johnson, Bloomington, MN (US);

Susan A. Sperl, Stillwater, MN (US);

Jeff Klepfer, St. Louis Park, MN (US);

Raffi M. Kassarjian, San Francisco, CA (US);

Gregory S. Capella, Petaluma, CA (US);

Rachel C. Asch, Petaluma, CA (US);

Peter R. Jones, Petaluma, CA (US);

Leonard E. Look, El Cerrito, CA (US);

Assignee:

Fair Isaac Corporation, Minneapolis, MN (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A decision engine is provided that integrates all components of a credit application process, including access to and manipulation of credit bureau data, credit scoring, credit decisioning, and matching the correct products, into a single application service provider (ASP) platform which is accessible through a series of Application Programming Interfaces (APIs).


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