This inventor holds 2 USPTO granted patents and 1 published patent application. Top assignees: Blackrock Financial Management, Inc., Blackrock Institutional Trust Company, National Association. Active years: 2014-2022.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile
Company Filing History:
1 out of 12 
1 out of 1 Years Active: 2014-2022
Title: Sunder Rajan Ramkumar: Innovator in Portfolio Management
Introduction
Sunder Rajan Ramkumar is a notable inventor based in San Francisco, CA. He has made significant contributions to the field of portfolio management, particularly in the areas of decumulation and risk management. With a total of 2 patents, his work focuses on providing innovative solutions for investors.
Latest Patents
One of his latest patents is titled "Portfolio Decumulation and Risk Management." This decumulation management system offers guidance for withdrawing funds from a portfolio over a specified period. It assesses the probability of successfully withdrawing a designated spending amount and establishes thresholds for adjusting both the spending amount and the portfolio's risk profile based on its performance. The system can automatically manage withdrawals and investments to align with the risk profile, ensuring that spending amounts are adjusted according to the portfolio's value.
Another significant patent is "Investment Fund for Maximizing a Risk Adjusted Expected Return While Providing a Defined Minimum Income at Maturity." This investment fund is designed to maximize an investor's risk-adjusted expected return while guaranteeing a minimum income level upon maturity. It consists of a risk-free portfolio that provides a defined income stream and an upside portfolio that holds sophisticated assets available to qualified investors. The fund allocates new contributions between these portfolios to ensure a minimum defined income stream at maturity.
Career Highlights
Sunder has worked with prominent financial institutions, including BlackRock Institutional Trust Company and BlackRock Financial Management, Inc. His experience in these organizations has contributed to his expertise in investment strategies and portfolio management.
Collaborations
Throughout his career, Sunder has collaborated with notable professionals such as Charles A. Castille and Peter L. Hand. These collaborations have further enriched his work and innovations in the financial sector.
Conclusion
Sunder Rajan Ramkumar is a distinguished inventor whose contributions to portfolio management have the potential to transform how investors approach decumulation and risk management. His innovative patents reflect a deep understanding of financial strategies and a commitment to enhancing investor outcomes.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile