Steven Noel Roth

Title: Innovations by Steven Noel Roth

Introduction

Steven Noel Roth is an accomplished inventor based in Ridgewood, NJ (US). He has made significant contributions to the field of financial technology, particularly in the area of customer pre-approval and underwriting processes. With a total of two patents to his name, Roth's work has the potential to streamline financial product offerings for customers.

Latest Patents

Roth's latest patents focus on systems and methods for pre-approving and pre-underwriting customers for financial products. One of the methods involves receiving targeting criteria based on current accounts, assets, creditworthiness, and credit risk for financial product offers. The process includes identifying a target population of customers by applying the targeting criteria, reviewing each customer for underwriting based on inferred income and existing accounts, and determining the best channel to present the offer. The method ensures that underwriting is performed before the financial product is offered, enhancing the efficiency of the process.

Career Highlights

Steven Roth is currently employed at JPMorgan Chase Bank, N.A., where he applies his innovative ideas to improve financial services. His work has been instrumental in developing methods that enhance customer experience and streamline financial operations.

Collaborations

Roth collaborates with notable colleagues, including W David Thomas and Claimonte Nelson. Their combined expertise contributes to the advancement of financial technology solutions within their organization.

Conclusion

Steven Noel Roth's contributions to financial technology through his patents and work at JPMorgan Chase Bank, N.A. highlight his role as an influential inventor in the industry. His innovative methods for pre-approving and pre-underwriting customers are paving the way for more efficient financial services.