Company Filing History:
Years Active: 2011
Title: Innovations by Stephen R Hoffman
Introduction
Stephen R Hoffman is an accomplished inventor based in Pleasanton, CA (US). He holds a total of 3 patents that showcase his contributions to the field of technology, particularly in smart card transactions.
Latest Patents
Hoffman's latest patents include innovative systems for smart card purchase transactions using wireless telecommunications networks. One of his notable inventions involves a mobile handset that integrates a card reader, a gateway, a funds issuer computer, and an authentication computer. This system allows users to load value onto a smart card and make purchases seamlessly. The process begins when the handset receives a request to load a value onto the smart card. It generates a funds request, which is sent to the funds issuer computer to debit an account. Following this, the handset creates a load request with a signature and sends it to an authentication computer for validation. Once the second signature is validated, the value is loaded onto the smart card. For payment, the system includes a merchant server and a payment server, ensuring a smooth transaction process.
Another significant patent by Hoffman focuses on smart card loading transactions using wireless telecommunications networks. This invention allows consumers to load value onto a smart card and make purchases using a mobile telephone handset. The system comprises a mobile telephone handset with a card reader, a gateway computer, a funds issuer computer, and an authentication computer. The process mirrors that of his previous patent, emphasizing the importance of cryptographic signatures for secure transactions.
Career Highlights
Hoffman is currently associated with Visa International Service Association, where he continues to innovate in the field of payment technologies. His work has significantly impacted how transactions are conducted in the digital age.
Collaborations
Hoffman collaborates with talented individuals in his field, including his coworker Suzanne C Cutino, to further enhance the development of innovative payment solutions.
Conclusion
Stephen R Hoffman is a notable inventor whose work in smart card technology has paved the way for advancements in secure payment systems. His contributions continue to influence the industry and improve user experiences in financial transactions.