Simsbury, CT, United States of America

Stephen A Roche


Average Co-Inventor Count = 4.5

ph-index = 3

Forward Citations = 29(Granted Patents)


Company Filing History:


Years Active: 2011-2014

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5 patents (USPTO):Explore Patents

Title: The Innovative Contributions of Stephen A Roche

Introduction

Stephen A Roche is a notable inventor based in Simsbury, Connecticut, who has made significant contributions to the field of life insurance technology. With a total of five patents to his name, Roche has developed systems that enhance the administration and pricing of life insurance policies. His work reflects a commitment to improving the financial security of individuals through innovative solutions.

Latest Patents

Roche's latest patents include a "System and method for administration of life insurance policy with accelerated benefits." This invention involves a computer system designed to provide accelerated benefits to policy owners when certain conditions are met, such as the insured's loss of ability to perform daily activities or cognitive impairment. The system ensures that the policy owner receives periodic payments, which are deducted from the death benefit amount. Another significant patent is the "System and method for pricing and issuing level pay death benefit policies." This invention utilizes a computer system to price paycheck term policies based on various input data, including the insured's age, desired death benefit, underwriting class, and interest rate factors.

Career Highlights

Throughout his career, Roche has worked with prominent companies in the insurance sector, including Hartford Fire Insurance Company and The Prudential Insurance Company of America. His experience in these organizations has undoubtedly contributed to his expertise in developing innovative insurance solutions.

Collaborations

Roche has collaborated with several professionals in the industry, including Michael J Roscoe and Dawn M LeBlanc. These collaborations have likely enriched his work and expanded the impact of his inventions.

Conclusion

Stephen A Roche's contributions to life insurance technology through his patents demonstrate his innovative spirit and dedication to enhancing financial security for individuals. His work continues to influence the industry and pave the way for future advancements.

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