The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 17, 2012

Filed:

Mar. 18, 2011
Applicants:

Stephen Roche, Simsbury, CT (US);

Michael J. Roscoe, South Windsor, CT (US);

Dawn M. Leblanc, Farmington, CT (US);

Christopher Cramer, West Granby, CT (US);

Lisa Michelle Proch, North Haven, CT (US);

Inventors:

Stephen Roche, Simsbury, CT (US);

Michael J. Roscoe, South Windsor, CT (US);

Dawn M. LeBlanc, Farmington, CT (US);

Christopher Cramer, West Granby, CT (US);

Lisa Michelle Proch, North Haven, CT (US);

Assignee:

Hartford Fire Insurance Company, Hartford, CT (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
Abstract

A method for processing data related to a life insurance product having a death benefit amount payable to a beneficiary upon death of an insured includes receiving data indicative of certification that the insured is chronically ill, and responsive to receipt of the data indicative of the certification, providing output signals having data indicative of instructions to pay an owner of the life insurance product periodic payments, during the lifetime of the insured, each of which periodic payments reduces the death benefit amount.


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