Company Filing History:
Years Active: 2011-2012
Title: The Innovative Contributions of Christopher Benedict Cramer
Introduction
Christopher Benedict Cramer is a notable inventor based in West Granby, Connecticut. He has made significant contributions to the field of life insurance through his innovative patents. With a total of three patents to his name, Cramer has developed methods that enhance the processing of data related to life insurance policies.
Latest Patents
Cramer's latest patents include a "Method and system for processing data related to a life insurance policy having an accelerated benefit." This novel insurance product provides an accelerated death benefit to the insured individual. The product features a lifeaccess accelerated benefit that allows the insured to file a claim and receive benefits if they become chronically or terminally ill. Another significant patent is the "System and method for processing data related to a life insurance policy having an accelerated death benefit." This method involves processing data related to a life insurance product that pays a death benefit amount to a beneficiary upon the death of the insured. It includes receiving data indicative of certification that the insured is chronically ill and providing output signals to pay the owner of the life insurance product periodic payments, which reduce the death benefit amount during the insured's lifetime.
Career Highlights
Cramer is currently employed at Hartford Fire Insurance Company, where he applies his expertise in insurance and data processing. His work focuses on developing innovative solutions that improve the efficiency and effectiveness of life insurance products.
Collaborations
Cramer has collaborated with notable colleagues such as Stephen A. Roche and Michael J. Roscoe, contributing to the advancement of insurance technology and product development.
Conclusion
Christopher Benedict Cramer is a distinguished inventor whose work in life insurance has led to significant advancements in the industry. His innovative patents reflect his commitment to improving the lives of insured individuals through enhanced insurance products.