Location History:
- Foster City, CA (US) (2018 - 2024)
- Foster, CA (US) (2024)
Company Filing History:
Years Active: 2018-2024
Title: The Innovative Contributions of Sonika Chandra
Introduction
Sonika Chandra is a prominent inventor based in Foster City, CA (US). He has made significant contributions to the field of payment authorization systems, holding a total of 5 patents. His work focuses on enhancing the security and efficiency of financial transactions through innovative technologies.
Latest Patents
One of Sonika Chandra's latest patents is titled "Hosted Thin-Client Interface in a Payment Authorization System." This patent describes a method and system for hosted thin-client payment authorization and authentication services aimed at processing payments for value-added service (VAS) providers. The method involves a host server operating a thin-client device that receives transaction request data, which may include financial account and biometric data. The host server transmits a verification request message to a VAS provider and confirms the validity of the merchant. Subsequently, it sends an authorization request message containing the biometric data to a payment processing network (PPN). The PPN then communicates with an authentication server to validate the biometric data, sends the authorization request to an issuer, and receives an authorization response. Finally, the host server processes the authorization response and sends a service fulfillment request to the VAS provider.
Career Highlights
Sonika Chandra is currently employed at Visa International Service Association, where he continues to develop innovative solutions in the payment processing sector. His expertise in payment systems has positioned him as a key player in the industry, contributing to advancements that enhance transaction security and user experience.
Collaborations
Sonika collaborates with various professionals in his field, including his coworker Phil Kumnick. Their combined efforts aim to push the boundaries of payment technology and improve service delivery for users.
Conclusion
Sonika Chandra's contributions to payment authorization systems exemplify the impact of innovation in financial technology. His patents and ongoing work at Visa International Service Association highlight his commitment to enhancing transaction security and efficiency.