Smita Sebastian

Title: Smita Sebastian: Innovator in Interactive Delivery Systems

Introduction

Smita Sebastian is a notable inventor based in Scarsdale, NY (US). She has made significant contributions to the field of interactive delivery systems, holding 2 patents that showcase her innovative approach to technology and user experience.

Latest Patents

One of her latest patents is titled "Systems and methods for facilitating interactive scenarios based on user parameters." This invention provides a method for facilitating the interactive delivery of a product to a recipient through compiled delivery scenarios. The method includes soliciting parameters associated with a product subject to purchase by a consumer and transmitting an invitation for an interactive delivery. It further involves compiling a scenario based on these parameters and appending a product insignia to the scenario as the communication device travels to various locations. This innovative approach allows for a seamless and engaging delivery experience for recipients.

Another significant patent is "Methods and apparatus for chargebacks of push payment transactions." This method associates a virtual card number (VCN) with a customer's account, which is not a payment card system account. After a push payment transaction, the customer can request a chargeback, and a message is transmitted to execute the requested chargeback, including the VCN. This invention enhances the security and efficiency of payment transactions.

Career Highlights

Smita currently works at Mastercard International Incorporated, where she continues to develop innovative solutions in the payment and delivery sectors. Her work has been instrumental in advancing the technology used in interactive delivery systems and payment processing.

Collaborations

Smita collaborates with talented professionals in her field, including coworkers Pablo Fourez and Mary K Rechert. Their combined expertise contributes to the innovative projects at Mastercard.

Conclusion

Smita Sebastian is a pioneering inventor whose work in interactive delivery systems and payment transactions has made a significant impact in the industry. Her patents reflect her commitment to enhancing user experience and security in technology.