Wilmington, DE, United States of America

Selva Dharmara

This inventor holds 1 USPTO granted patent and 1 published patent application. Top assignee: Jpmorgan Chase Bank, N.a.. Active years: 2026.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Selva Dharmara. Retrieved from https://idiyas.com/inventor/selva-dharmara

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

USPTO Granted Patents = 1 

Average Co-Inventor Count = 1.0

ph-index = 1


Company Filing History:


Years Active: 2026

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1 patent (USPTO):Explore Patents

Title: Selva Dharmara: Innovator in Transaction Decisioning Technology

Introduction

Selva Dharmara is an accomplished inventor based in Wilmington, DE (US). She has made significant contributions to the field of transaction decisioning technology. With a focus on enhancing customer experiences in banking, her work has the potential to transform how financial institutions process transactions.

Latest Patents

Selva holds 1 patent for her innovative work titled "Systems and methods for continuously updating and runtime processing of decisioning." This patent describes a method that includes receiving a customer pre-approval notification and a stream of transactions associated with a demand deposit account. The method applies transaction eligibility rules to determine which transactions are eligible for credit products, thereby streamlining the decision-making process for financial institutions.

Career Highlights

Selva Dharmara is currently employed at JPMorgan Chase Bank, N.A., where she applies her expertise in transaction decisioning. Her role involves developing systems that enhance the efficiency and accuracy of financial transactions. Her innovative approach has garnered attention within the industry, showcasing her ability to merge technology with banking needs.

Collaborations

Selva collaborates with talented professionals such as Aaron Mercurio and Rasik Goyal. These partnerships enable her to leverage diverse skills and insights, further enhancing the impact of her work in the financial technology sector.

Conclusion

Selva Dharmara is a notable inventor whose contributions to transaction decisioning technology are paving the way for advancements in the banking industry. Her innovative patent and collaborative efforts reflect her commitment to improving financial processes.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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