This inventor holds 1 USPTO granted patent. Top assignee: Jpmorgan Chase Bank, N.a.. Active years: 2019.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile
Company Filing History:
Years Active: 2019
Title: Sara K. Roy and Retirement-Planning Innovation.
Introduction
Sara K. Roy is an inventor associated with Pennington, New Jersey, and JPMorgan Chase Bank, N.A. Her patent work addresses retirement planning, focusing on how financial strategies can be adapted to a retiree’s circumstances.
Latest Patents
Roy is credited with 1 patent: “System and Method for Dynamically Adapting Asset Allocation and Withdrawal Rates.” The patent describes methods for generating a recommended retirement profile. The system receives a request to create a profile, identifies decumulation parameters, computes a utility function based on those parameters, and uses the result to generate a recommendation.
Career Highlights
Roy’s disclosed invention applies computational methods to retirement decumulation planning. By considering multiple parameters and a utility function, the approach aims to support recommendations that account for asset allocation and withdrawal rates.
Collaborations
Roy’s listed coworkers include Lynn A. Avitabile and Peter Zhang. Their shared association with JPMorgan Chase Bank connects the invention to the company’s work in financial services.
Conclusion
Sara K. Roy’s patent presents a method for tailoring retirement profiles through parameter-based analysis, linking financial technology with the practical challenge of managing retirement assets and withdrawals.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile