Santosh Kumar Srinivas

Title: Innovations by Santosh Kumar Srinivas

Introduction

Santosh Kumar Srinivas is an accomplished inventor based in Hyderabad, Telangana, India. He has made significant contributions to the field of financial technology, particularly in assessing loan portfolios. His innovative approach has led to the development of a unique patent that addresses key challenges in loan management.

Latest Patents

Santosh holds a patent titled "Methods and systems for assessing loan portfolios." This patent describes methods and systems for assessing a loan portfolio for variance. In an example embodiment, the method comprises the steps of identifying a milestone for at least one loan in the portfolio at a selected time of assessment, determining planned collections for the loan for the selected time of assessment, determining actual collections for the loan during the selected time period of assessment, and populating a spreadsheet identifying a current milestone and a cumulative variance between planned collections and actual collections at the milestone for the loan. This innovative solution enhances the accuracy and efficiency of loan portfolio assessments.

Career Highlights

Santosh Kumar Srinivas is currently employed at GE Corporate Financial Services, Inc., where he applies his expertise in financial technologies. His work focuses on developing systems that improve the management and assessment of financial portfolios. His contributions have been instrumental in advancing the company's capabilities in this area.

Collaborations

Santosh has collaborated with notable colleagues, including Tim Kerry Keyes and Marshall Gaines Burchard. These partnerships have fostered a collaborative environment that encourages innovation and the sharing of ideas.

Conclusion

Santosh Kumar Srinivas is a notable inventor whose work in assessing loan portfolios has made a significant impact in the financial technology sector. His patent demonstrates his commitment to improving financial systems and processes.