Saket Bhardwaj

Title: Innovations by Saket Bhardwaj in Secure Payment Transactions

Introduction

Saket Bhardwaj is an accomplished inventor based in Maharashtra, India. He has made significant contributions to the field of secure payment transactions, holding 2 patents that enhance the security and efficiency of digital wallet-based payment systems.

Latest Patents

One of his latest patents is titled "Systems, methods and computer program products for asynchronous authentication of digital wallet based payment transactions." This invention provides systems and methods for secure authentication of contactless payment transactions. It enables secure communication between a payor device and a payment terminal using near-field communication technology. The invention outlines various embodiments for authenticating digital wallet payment transactions through a contactless communication protocol.

Another notable patent is the "Computer system and computer-implemented method for secure payment transaction." This system includes a computer processor and a data storage device that processes payment requests from customers to merchants. It validates merchant tokens and authorizes payment requests, ensuring secure transactions between customers and merchants.

Career Highlights

Saket Bhardwaj is currently employed at Mastercard International Incorporated, where he continues to innovate in the field of payment security. His work focuses on developing advanced systems that facilitate secure and efficient payment transactions.

Collaborations

He collaborates with talented professionals such as Vijin Venugopalan and Manu Dharmaiah Kallugudde, contributing to the advancement of secure payment technologies.

Conclusion

Saket Bhardwaj's innovative patents and contributions to secure payment systems demonstrate his commitment to enhancing transaction security in the digital age. His work at Mastercard International Incorporated positions him as a key player in the evolution of payment technologies.