Ryan John Temple

Title: Innovations by Ryan John Temple

Introduction

Ryan John Temple is an accomplished inventor based in Caledonia, MI (US). He has made significant contributions to the field of loan auditing through his innovative patent. His work focuses on enhancing the efficiency and accuracy of loan grading systems.

Latest Patents

Ryan holds a patent for a "Loan audit system and method with chained confidence scoring." This invention relates to a computer-implemented system and method for grading a loan using chained confidence scoring. The method involves scanning documents within a credit file for the loan, extracting attributes from both scanned and electronic documents, and calculating various attributes to determine a loan risk rating. Additionally, it calculates an aggregated confidence value associated with the loan risk rating, allowing users to modify these values. The confidence values input by users serve as training data for a chained confidence model, which is utilized in the automated grading of loans.

Career Highlights

Ryan is currently employed at KPMG LLP, where he applies his expertise in financial technology and innovation. His role involves leveraging his patent to improve loan auditing processes and enhance client services.

Collaborations

Ryan has collaborated with notable colleagues, including Matthew Thomas Ardinger and Marisa Ferrara Boston. Their teamwork contributes to the advancement of innovative solutions within their organization.

Conclusion

Ryan John Temple's contributions to the field of loan auditing through his patented invention demonstrate his commitment to innovation and excellence. His work not only enhances the efficiency of loan grading but also sets a precedent for future advancements in financial technology.