Company Filing History:
Years Active: 2012-2024
Title: Innovations of Rosemary Hill
Introduction
Rosemary Hill is an accomplished inventor based in Jacksonville, FL (US). She has made significant contributions to the field of digital currency and electronic funds transfer systems. With a total of 8 patents to her name, her work focuses on creating accessible financial solutions for users without traditional banking accounts.
Latest Patents
One of her latest patents is a secured, unified, multifunctional digital currency store with a machine-readable card and/or mobile app. This innovative prepaid electronic funds transferring system is designed for users who do not have checking or savings accounts. The system allows users to maintain a digital currency store in a non-checking, non-savings prepaid account linked to a secure unified prepaid banking card and/or smartphone app. The issuer may provide interest on the funds stored in this digital currency store. Additionally, the system supports debit and credit transactions, and utilizes NFC and UWB geo-locating technology to help users find lost cards or mobile devices. Electronic transactions can be conducted without requiring the recipient to download an app. Secure semiconductors facilitate both wireless and non-wireless communications with ATMs and POS machines. QR codes are employed to identify accounts and can serve as private/public encryption keys or provide other relevant information. The system also incorporates a cold storage or hot storage solution for the digital currency store.
Career Highlights
Rosemary Hill is currently associated with Bank of America Corporation, where she continues to innovate in the financial technology sector. Her work has been instrumental in developing solutions that enhance the accessibility and security of electronic transactions.
Collaborations
Some of her notable coworkers include Stefani R Benefield and James Robert Grimsley, who contribute to the collaborative environment that fosters innovation within the company.
Conclusion
Rosemary Hill's contributions to the field of digital currency and electronic funds transfer systems highlight her commitment to improving financial accessibility. Her innovative patents and ongoing work at Bank of America Corporation position her as a key figure in the evolution of financial technology.