Rohit Sukhija

This inventor holds 23 USPTO granted patents and 2 published patent applications and 1 EPO patent, primarily in Payment Processing. Top assignee: Visa International Service Association. Active years: 2019-2025.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Rohit Sukhija. Retrieved from https://idiyas.com/inventor/rohit-sukhija

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

USPTO Granted Patents = 23 (Patent Applications = 2)

% Patents Active = 100.0

EPO Patents = 1 (Patent Applications = 4)

Average Co-Inventor Count = 2.3

ph-index = 3

Forward Citations = 17(Granted Patents)

Location History:

Hyderabad, IN (2019)
Whitefield, IN (2022)
Karnataka, IN (2023)
Bengaluru, IN (2019 - 2024)

Company Filing History:

23 out of 2,702

Visa International Service Association

patents

Years Active: 2019-2025

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Areas of Expertise:

Payment Transaction

Dynamic Authentication

Fraud Prevention

Network Processing

Merchant Configuration

User Device Authentication

API Field Update

Transaction Reconfiguration

Knowledge-Based Authentication

Proxy Guarantor

Friendly Fraud Detection

23 patents (USPTO):Sort by Forward CitationsExplore Patents

1. 12236426 - Method and system for dynamically processing financial transactions (2025-02-25),

2. 12236413 - Method and system for reconfiguring a transaction during network processing (2025-02-25),

3. 12112320 - Method and system of authenticating a payment transaction using a user device (2024-10-08),

4. 12112303 - Method, system, and computer program product for processing a payment transaction via a proxy guarantor (2024-10-08),

5. 12107972 - System and method for dynamic knowledge-based authentication (2024-10-01),

6. 12095760 - System, method, and apparatus for aggregated authentication (2024-09-17),

7. 12039505 - System, method, and computer program product for updating an application programming interface field of a transaction message (2024-07-16),

8. 11907984 - System, method, and computer program product for detecting and preventing 'friendly fraud' (2024-02-20),

9. 11880837 - System and computer-implemented method for dynamic merchant configuration in a payment terminal for transacting in a virtual environment (2024-01-23),

10. 11797983 - Method and system of authenticating a payment transaction using a user device (2023-10-24),

11. 11636449 - System, method, and computer program product for updating an application programming interface field of a transaction message (2023-04-25),

12. 11593781 - System, method, and computer program product for reconfiguring a transaction during network processing (2023-02-28),

13. 11574306 - Directing a transaction from one card to another card based on a cardholder preference provided to an issuer (2023-02-07),

14. 11556904 - Method, system, and computer program product for processing a payment transaction via a proxy guarantor (2023-01-17),

15. 11483308 - System, method, and apparatus for aggregated authentication (2022-10-25),

Title: Rohit Sukhija: Innovating Financial Transaction Processing

Introduction

Rohit Sukhija is an accomplished inventor based in Bengaluru, India, with a remarkable portfolio of 23 patents. His contributions predominantly lie in the realm of financial technologies, where he has devised innovative methods and systems that enhance the efficiency and security of financial transactions.

Latest Patents

Among his latest innovations are two significant patents that redefine how financial transactions are processed. The first patent, titled "Method and system for dynamically processing financial transactions," outlines a process where a transaction request, inclusive of a unique identifier, is received and authorized based on predetermined rules. This innovative method ensures a seamless transfer of payment from the merchant account to the payment instrument upon successful authentication.

The second patent, "Method and system for reconfiguring a transaction during network processing," delves into optimizing transaction handling during network processing. This system assesses the transaction data to determine the most effective configuration for processing the transaction, which can adapt between single-message and dual-message transactions, thereby improving the overall efficiency of transaction handling.

Career Highlights

Rohit Sukhija is affiliated with Visa International Service Association, where he leverages his expertise in developing cutting-edge financial solutions. His inventive approaches contribute significantly to enhancing transactional security and user experience in financial services.

Collaborations

Throughout his career, Rohit has worked alongside talented colleagues such as Pragathi M S and Aditya Ashok Kale, highlighting the collaborative spirit that fuels innovation in his field. Together, this team has made strides in advancing financial transaction technologies, solidifying their reputation in the industry.

Conclusion

Rohit Sukhija exemplifies the essence of innovation in financial technology. Through his patents and collaborative efforts, he continues to pave the way for improved financial transaction processes, illustrating how inventors play a crucial role in shaping the future of banking and financial systems. His work is a testament to the power of innovation in enhancing real-world applications.

Profile summary based on public USPTO records.