Roger Blum

Title: The Innovations of Roger Blum

Introduction

Roger Blum is an accomplished inventor based in Washington, DC. He has made significant contributions to the field of mortgage-backed securities through his innovative patents. With a total of two patents to his name, Blum has developed tools that enhance pricing administration and calculation processes.

Latest Patents

One of Roger Blum's latest patents is a "Central risk pricing system and method." This pricing administration and calculation tool features user interface logic, pricing administration logic, and pricing calculation logic. These components work together to generate display screens that allow users to input credit guarantee pricing and terms for mortgage-backed security (MBS) loan commitments. The system is designed to cater to individual external users, ensuring that the credit guarantee price reflects the timely payment of principal and interest from the underlying mortgages. The pricing can be specified on a seller-by-seller basis, a mortgage product-by-product basis, an issue month-by-issue month, and a coupon-by-coupon basis. Additionally, the tool includes committing logic that facilitates MBS loan commitments through user inputs.

Career Highlights

Roger Blum is currently employed at Fannie Mae, where he applies his expertise in pricing systems and mortgage-backed securities. His work has been instrumental in developing innovative solutions that streamline the pricing process for MBS loan commitments.

Collaborations

Some of Roger Blum's coworkers include Mike Smale and Juoaquina Washington. Their collaboration contributes to the innovative environment at Fannie Mae, fostering advancements in the field of mortgage finance.

Conclusion

Roger Blum's contributions to the field of mortgage-backed securities through his innovative patents demonstrate his commitment to enhancing pricing systems. His work at Fannie Mae continues to influence the industry positively.