Ridhima Kedia

Title: Ridhima Kedia: Innovator in Payment Authorization and Consent Architecture

Introduction

Ridhima Kedia is a prominent inventor based in Mountain View, CA (US). She has made significant contributions to the fields of payment systems and consent architecture, holding 2 patents that showcase her innovative approach to technology.

Latest Patents

One of Ridhima's latest patents is focused on "Payment authorization via machine learning." This invention utilizes machine learning to enhance the authorization of payments by payment systems. Unlike traditional static approaches, her method allows for dynamic and real-time optimization of various request parameters associated with payment authorization requests. The computing systems described in her patent can employ machine-learned models to select the appropriate payment processor, optimize message parameters, and execute automated retry strategies if initial authorization requests are declined.

Another notable patent is the "Authenticator app for consent architecture." This method involves authenticating operations within a consent architecture by obtaining an operation request from a service application. The service application issues an authentication request to an authenticator application to obtain user authentication credentials. The authenticator application encrypts these credentials using the public key of the remote entity, ensuring that the service application cannot access them in unencrypted form. The encrypted credentials are then provided to the service application, which transmits them along with the operation request to the remote entity.

Career Highlights

Ridhima Kedia is currently employed at Google Inc., where she continues to innovate and develop cutting-edge technologies. Her work has significantly impacted the way payment systems and consent architectures operate, making them more secure and efficient.

Collaborations

Ridhima collaborates with talented individuals such as Hannia Zia and Heman Khanna, contributing to a dynamic and innovative work environment.

Conclusion

Ridhima Kedia's contributions to payment authorization and consent architecture demonstrate her commitment to advancing technology. Her innovative patents reflect her expertise and dedication to improving user experiences in digital transactions.