Company Filing History:
Years Active: 2020-2025
Title: Richard Neal Harris: Innovator in Payment Technology
Introduction
Richard Neal Harris is a prominent inventor based in Mountain View, CA (US). He has made significant contributions to the field of payment technology, holding a total of 5 patents. His work focuses on enhancing the security and efficiency of payment systems, particularly in the context of contactless transactions.
Latest Patents
One of his latest patents is titled "Logical validation of devices against fraud and tampering." This invention discloses a method and system to determine whether a payment terminal has been tampered with by comparing attestation data received from the terminal. This process can occur in an offline mode when a secure remote server is unreachable. If the request is approved, the terminal generates an attestation ticket with validity conditions, including an expiration time. This ticket remains valid until it is either used or invalidated by another trigger.
Another notable patent is for a "Device driver for contactless payments." This invention describes a device that processes contactless payments by wirelessly reading account information from enabled payment instruments. The device includes an embedded reader, such as a near-field communications (NFC) or radio-frequency identification (RFID) reader. The operating system of the device features a device driver that protects access to the embedded reader from non-privileged software. The device driver encrypts payment instrument information using a public key provided by the payment processing system before passing it to the POS application.
Career Highlights
Richard has worked with notable companies such as Block, Inc. and Square, Inc. His experience in these organizations has allowed him to develop innovative solutions that address the challenges of modern payment systems.
Collaborations
Some of his coworkers include Janek Klawe and Christopher Rohlf. Their collaboration has contributed to the advancement of payment technology and the development of secure transaction methods.
Conclusion
Richard Neal Harris is a key figure in the innovation of payment technology, with a focus on security and efficiency. His patents reflect his commitment to improving the payment experience for users and businesses alike.