Company Filing History:
Years Active: 2016-2020
Title: Innovations by Ralph Keith Monteath: Revolutionizing Credit Information Access
Introduction
Ralph Keith Monteath, an innovative inventor based in Irvine, California, holds an impressive portfolio of five patents. His work primarily focuses on advancing credit reporting systems, making them more user-friendly and accessible for consumers. Monteath's contributions are paving the way for enhanced financial literacy and transparency in managing personal credit.
Latest Patents
Among his latest inventions, one notable patent is the "Presenting Credit Score Information" system. This credit report system generates various user interfaces for consumers, allowing them to access and analyze their credit accounts through data received from national credit bureaus. The system presents account information in an intuitive manner, using credit account tiles that represent each of the consumer's accounts. This innovation not only enables users to search and sort their credit accounts but also provides insights into how these accounts affect their credit scores. Users can interact with their accounts, make payments, and monitor changes effectively.
Another significant patent is the "Credit Report Timeline User Interface." This invention offers a credit event timeline that displays events connected to various accounts of a consumer. By analyzing a consumer's credit report from national credit bureaus, this system allows users to view all credit-related events, along with their impacts on credit scores. Additionally, it provides features for searching and sorting events as well as predicting future credit occurrences, enhancing consumer engagement with their financial information.
Career Highlights
Ralph Keith Monteath currently works for ConsumerInfo.com, Inc., where he continues to develop cutting-edge solutions aimed at improving consumer access to credit data. His innovative spirit and dedication to enhancing financial services are evident in the technologies he creates.
Collaborations
Throughout his career, Monteath has collaborated with notable coworkers such as Gregory Thomas Olson and Vijay Prakash Sivaji. These partnerships have fostered an environment of innovation, leading to significant advancements in the field of credit reporting.
Conclusion
Ralph Keith Monteath stands as a prominent figure in the realm of credit information technology. With his five patents, he has made significant strides in making credit management more accessible and comprehensible for consumers. His dedication to innovation is not only shaping the industry but also empowering individuals to take control of their financial futures.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.