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For the Inventor, By the Inventor

Medina, OH, United States of America

Ralph E Jocke

This inventor holds 18 USPTO granted patents, primarily in Wearable Banking Technology. Top assignee: Other. Active years: 2015-2026.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Ralph E Jocke. Retrieved from https://idiyas.com/inventor/ralph-e-jocke

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

USPTO Granted Patents = 18

% Patents Active = 88.9

Average Co-Inventor Count = 2.1

ph-index = 8

Forward Citations = 132(Granted Patents)


Company Filing History:

goldMedal13 out of 834,570 
Other
 patents
where one patent can have more than one assignee

Years Active: 2015-2026

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Areas of Expertise:
Wearable Device
Financial Transfers
Mobile Device
Banking System
Automated Banking Machine
Virtual Currency
3D Printer
Delivery Service
Visual Outputs
User Interaction
Cash Delivery
Transaction Management
18 patents (USPTO):Explore Patents
1. 12731119 - Wearable device for simultaneously visually perceiving physical surroundings in a field of view of a user and providing visual outputs on a display for use with financial transfers (2026-09-08),
2. 12657561 - Mobile device for delivery of cash and goods by a delivery service (2026-06-16),
3. 12223480 - Financial transfer system using a wearable device for simultaneously visually perceiving physical surroundings in a field of view of a user and visual outputs on a display of the wearable device (2025-02-11),
4. 12217230 - Mobile device for delivery of cash and goods by a delivery service (2025-02-04),
5. 11803828 - Financial transfer system using a wearable device for simultaneously visually perceiving physical surroundings in a field of view of a user and visual outputs on a display of the wearable device (2023-10-31),
6. 11727374 - Server apparatus that causes delivery of cash by a delivery service (2023-08-15),
7. 11727373 - Server apparatus that causes delivery of cash and goods by a delivery service (2023-08-15),
8. 11436581 - Banking system using a wearable device for simultaneously visually perceiving physical surrounding in a field of view of a user and visual outputs on a display of the wearable device (2022-09-06),
9. 11080669 - System using a mobile device for delivery of cash and goods by a delivery service (2021-08-03),
10. 10825005 - Banking system for carrying out a sought transaction/sought product associated with a transaction/product parameter using a mobile device (2020-11-03),
11. 10825004 - Banking system using a wearable device for delivering virtual currency (2020-11-03),
12. 10540644 - Banking system for carrying out a sought transaction/sought product associated with a transaction/product parameter using a mobile device (2020-01-21),
13. 10453041 - Automated banking machine system that operates to make cash available to a mobile device user (2019-10-22),
14. 10289987 - Banking system using a wearable device for delivering virtual currency (2019-05-14),
15. 9594954 - System including an automated banking machine and at least one wearable computer device worn by an individual for identifying data on a bill dispensed from the automated banking machine (2017-03-14),

Title: The Innovative Journey of Ralph E. Jocke

Introduction

Ralph E. Jocke, an inventive spirit hailing from Medina, Ohio, has made significant strides in the realm of technology and finance through his 16 patents. His groundbreaking work focuses on the integration of wearable devices with financial systems, promising to transform how users interact with their surroundings while managing their financial transactions.

Latest Patents

Ralph's latest innovations include a financial transfer system that utilizes a wearable device, such as smart glasses. This device features a transparent display, allowing users to perceive their physical environment while simultaneously viewing visual outputs. The integration of input devices and wireless transceivers enables the device to communicate essential financial data, facilitating seamless financial transfers from user accounts.

Another notable patent involves a mobile device designed for the delivery of cash and goods. This invention allows users to wirelessly request tangible items, including cash, from specified delivery locations. Upon receiving transaction details from a delivery service, users can confirm their requests, ensuring prompt delivery of their items.

Career Highlights

Ralph has dedicated his career to blending technology with practical financial solutions. His inventive prowess is reflected in his multiple patents, each addressing unique challenges and expanding the possibilities of mobile and wearable technology. Through his work, he continues to push the boundaries of innovation within the finance sector.

Collaborations

Throughout his career, Ralph has collaborated with fellow innovators like Patricia A. Walker and Daniel D. Wasil. Together, they have contributed to the evolution of their respective fields, enhancing the development and implementation of cutting-edge technologies.

Conclusion

Ralph E. Jocke stands out as a significant figure in the world of inventions, particularly in wearable technology and financial applications. His latest patents not only reflect his ingenuity but also his commitment to improving the way we manage our finances in an increasingly digital world. As technology continues to evolve, Ralph's contributions will undoubtedly play a crucial role in shaping future innovations.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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