Rajinder Singh

Title: Innovations by Rajinder Singh

Introduction

Rajinder Singh is an accomplished inventor based in Milpitas, California. He holds a total of four patents, showcasing his expertise in the field of financial technology and secure communication systems. His innovative contributions have significantly impacted the way payment card policies are enforced and how cashless transactions are secured.

Latest Patents

One of Rajinder Singh's latest patents is titled "Payment card policy enforcement." This invention focuses on enforcing payment card policies using a financial institution agent coupled to a payment processing network. The advisory device intercepts messages directed to an authorization element at an authorizing bank, modifies the intercepted messages in response to a set of financial policy rules, and forwards the intercepted messages to the authorization element. The authorization element then responds to any modifications made by the financial institution agent, issuing a grant or denial of authorization accordingly. The financial policy rules include various limits based on card usage type, merchant type, location, transaction amount, and more. Additionally, these rules can incorporate side effects such as notifications or two-step authorization.

Another significant patent by Singh is the "System and method for secure communication for cashless transactions." This invention provides a system and method for an access point that facilitates client-to-point-of-sale communication over a network. It involves receiving credentials from the point-of-sale, sending beacon messages, authenticating connections, and establishing secure HTTPS sessions between clients and point-of-sale systems.

Career Highlights

Rajinder Singh has worked with notable companies, including Ondot Systems Inc. and Ondot System, Inc. His experience in these organizations has allowed him to develop and refine his innovative ideas in the financial technology sector.

Collaborations

Throughout his career, Singh has collaborated with talented individuals such as Jari Malinen and Vaduvur Bharghavan. These partnerships have contributed to the successful development of his inventions and patents.

Conclusion

Rajinder Singh's contributions to the field of financial technology through his patents demonstrate his innovative spirit and commitment to enhancing secure payment systems. His work continues to influence the industry and pave the way for future advancements in cashless transactions.