This inventor holds 1 USPTO granted patent and 1 published patent application. Top assignee: Jpmorgan Chase Bank, N.a.. Active years: 2024.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile
Company Filing History:
Years Active: 2024
Title: Innovations in Secure Transactions: The Contributions of Rajeev Kumar Balasubramanian
Introduction
Rajeev Kumar Balasubramanian, based in Newark, DE, is an innovative inventor recognized for his work in secure online transaction processing. His commitment to enhancing customer security in digital payments has resulted in the development of a unique patent that addresses key vulnerabilities in the online transaction ecosystem.
Latest Patents
Balasubramanian holds a patent titled "System and method for providing temporal card verification value (CVV) for secure online transaction processing." This invention introduces a Temporal CVV2, a temporary three-digit number generated using unique credentials associated with a card product. This novel approach allows the generation of a new CVV2 for each transaction or defined set of transactions, taking into account factors such as time limits, usage patterns, and fraud risk considerations. The solution aims to enhance customer safety and provides flexibility for transactions before the issuance of a new card.
Career Highlights
Rajeev currently works at JPMorgan Chase Bank, N.A., where he has contributed significantly to improving the security of online transactions. His innovative approach aligns with the bank's mission to provide safe and reliable services to its customers.
Collaborations
During his career, Balasubramanian has collaborated with notable colleagues such as Sridhar Aravamudhan and Anishkumar C. Patel. Their combined expertise fosters an environment of innovation, enhancing the development of cutting-edge solutions in the realm of secure transaction processing.
Conclusion
Rajeev Kumar Balasubramanian exemplifies the spirit of innovation through his contributions to secure online transactions. His patented system not only addresses current vulnerabilities but also paves the way for enhanced transactional security in the digital age. His work at JPMorgan Chase Bank, alongside esteemed colleagues, continues to make a significant impact on customer safety in financial transactions.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile