Radhakrishna Kannuswamy

Title: Radhakrishna Kannuswamy: Inventor in Secure Digital Banking

Introduction

Radhakrishna Kannuswamy is an inventor based in Irving, Texas, and works at Bank of America Corporation. His patent work addresses secure digital banking interactions, including authentication for customers and digital assisted shopping representatives.

Latest Patents

Kannuswamy is associated with one patent: “System and Method for Dual Remote Authentication of Digital Assisted Shopping Agents and Customers Using Proximity-Based Mobile Device Interactions, Enterprise Security, and Biometrics.” The invention describes a secure, simultaneous authentication session for a customer and a digital assisted shopping representative in a remote location.

The system uses biometric verification in a customer’s mobile banking application and the representative’s enterprise application. Bluetooth Low Energy proximity detection can initiate a session, followed by a secure handshake with encryption key exchange and mutual authentication. The method also describes exchanging customer and account information, monitoring location, periodically re-verifying biometrics, and using AI and machine-learning algorithms to suggest financial products and services. It supports real-time enrollment and transaction processing and can end the session if a security breach is detected.

Career Highlights

Kannuswamy’s listed patent count is 1 patent. His invention focuses on combining proximity-based mobile interactions, enterprise security, and biometric checks to support secure remote banking assistance.

Collaborations

Kannuswamy’s listed coworker is Elvin Crabbe, Jr. The patent information provided identifies Bank of America Corporation as his company.

Conclusion

Radhakrishna Kannuswamy’s patent presents an approach to secure remote banking assistance by coordinating customer and representative authentication, protected communications, and transaction support in a single session.