Praveen Kumar Suresh Guggarigoudar

Title: Innovations by Praveen Kumar Suresh Guggarigoudar

Introduction

Praveen Kumar Suresh Guggarigoudar is an accomplished inventor based in Cedar Park, TX (US). He has made significant contributions to the field of technology, particularly in the realm of payment systems and automated teller machines (ATMs). With a total of two patents to his name, his work reflects a commitment to enhancing user experiences in financial transactions.

Latest Patents

Guggarigoudar's latest patents include a "System, method, and computer program product for real-time account level rule exclusion for real-time payments." This innovation involves storing rules in a distributed cache associated with multiple accounts in a Real-Time Payments (RTP) network. It allows for the exclusion of specific rules based on account-level directives, thereby streamlining transaction processing.

Another notable patent is the "System, method, and computer program product for a contactless ATM experience." This invention enables users to interact with ATMs via SMS, allowing for a seamless cash withdrawal process without physical contact. The system verifies user credentials through SMS messages, enhancing security and convenience.

Career Highlights

Guggarigoudar is currently employed at Visa International Service Association, where he continues to innovate in the financial technology sector. His work at Visa has positioned him as a key player in developing cutting-edge solutions that improve the efficiency and security of payment systems.

Collaborations

Throughout his career, Guggarigoudar has collaborated with talented professionals, including Navendu Misra and Kavish Agarwal. These partnerships have fostered a creative environment that encourages the development of innovative solutions in the financial technology landscape.

Conclusion

Praveen Kumar Suresh Guggarigoudar's contributions to the field of technology, particularly in payment systems and ATMs, showcase his innovative spirit and dedication to improving user experiences. His patents reflect a forward-thinking approach that is essential in today's rapidly evolving financial landscape.