This inventor holds 5 USPTO granted patents and 2 published patent applications. Top assignee: Visa International Service Association. Active years: 2023-2024.
Company Filing History:
Years Active: 2023-2024
Title: Innovator Spotlight: Pragathi M S
Introduction
Pragathi M S is a talented inventor based in Bengaluru, India. She has made significant contributions to the field of payment transaction technologies. With a total of 5 patents to her name, Pragathi is recognized for her innovative solutions that enhance security and efficiency in financial transactions.
Latest Patents
One of her latest patents is titled "Method and system of authenticating a payment transaction using a user device." This invention outlines a method for verifying a phone number associated with a Subscriber Identification Module card from a merchant application. The process involves obtaining a first key from a server and generating a first cryptogram for verification. Upon successful verification, a second cryptogram is received for authenticating the payment transaction.
Another notable patent is "System, method, and computer program product for updating an application programming interface field of a transaction message." This invention details methods for updating API fields within a payment transaction message. It includes receiving a payment transaction message, determining relevant API fields, and modifying them accordingly. The modified message is then transmitted for further processing.
Career Highlights
Pragathi currently works at Visa International Service Association, where she applies her expertise in payment technologies. Her role involves developing innovative solutions that streamline payment processes and enhance user security. Pragathi's work is instrumental in advancing the capabilities of payment systems in today's digital economy.
Collaborations
Pragathi collaborates with talented professionals in her field, including Rohit Sukhija and Hemanth Kumar Manoharan. Together, they work on various projects that aim to improve payment transaction technologies and user experiences.
Conclusion
Pragathi M S is a remarkable inventor whose contributions to payment transaction technologies are noteworthy. Her innovative patents and work at Visa International Service Association highlight her commitment to enhancing financial security and efficiency. Pragathi's achievements serve as an inspiration for future innovators in the field.