Matthews, NC, United States of America

Philip Sprague

USPTO Granted Patents = 6 

Average Co-Inventor Count = 3.7

ph-index = 2

Forward Citations = 7(Granted Patents)


Company Filing History:


Years Active: 2021-2024

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6 patents (USPTO):

Title: The Innovative Contributions of Philip Sprague

Introduction

Philip Sprague, an accomplished inventor based in Matthews, NC, has made significant strides in the realm of digital payment technologies. With a total of six patents to his name, Sprague's work has contributed to the evolution of payment processing and social finance.

Latest Patents

Two of Sprague’s latest patents exemplify his innovative approach to financial transactions. The first patent, titled "Social Payments Recipient Capture," outlines a method for executing payment transactions by acquiring payor or payee information specifically for social media payment transactions. This technology enhances how funds are processed across varying systems, showcasing a sophisticated integration of social media and financial transactions.

The second patent revolves around "Systems and Methods for Making Person-to-Person Payments via Mobile Client Application." This technology employs a near field communication transceiver within a payer user device, enabling seamless interaction with nearby devices. The digital payment application captures necessary identifiers to ensure smooth transfer, demonstrating Sprague's forward-thinking solutions in mobile financial applications.

Career Highlights

Currently, Philip Sprague is associated with Wells Fargo Bank, a prominent financial institution known for its commitment to innovation in banking services. His role at the bank allows him to work at the intersection of technology and finance, further solidifying his impact on the industry.

Collaborations

Throughout his journey, Philip has collaborated with notable colleagues, including Daniel David and Jonathan Austin Hartsell. These partnerships have likely fostered an environment of creative synergy, driving forward innovative solutions within Wells Fargo Bank.

Conclusion

Philip Sprague's contributions to the field of payment technology reflect a blend of creativity and practicality. His patents illustrate not just the evolution of digital transactions, but also his unwavering commitment to enhancing the user experience in financial dealings. As technology continues to advance, innovators like Sprague will be vital in shaping the future of commerce.

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