Patrick Michael Luberus

Title: Innovations by Patrick Michael Luberus

Introduction

Patrick Michael Luberus is an accomplished inventor based in San Antonio, TX. He holds a total of 4 patents that focus on enhancing security in financial transactions and user authentication. His innovative solutions are designed to address the growing concerns of cybersecurity in banking.

Latest Patents

One of his latest inventions is the Home Router Authentication Device. This user authorization device is physically connected to a user's router to aid in the authentication process. A bank server polls the user's router to verify that the device is connected before allowing transactions that would otherwise be restricted. This invention adds an extra layer of security beyond traditional username and password methods.

Another significant patent is the Authentication of a Remote Customer Using Probabilistic Locations of WiFi Signals. This technology utilizes WiFi signals from nearby networks to confirm the identity of a bank's customer logging into their account. By comparing the detected signals to a previously stored list, the bank can ascertain whether the access is likely coming from the customer's home or office, thereby reducing the risk of fraudulent access.

Career Highlights

Patrick is currently employed at the United Services Automobile Association (USAA), where he continues to innovate in the field of financial technology. His work focuses on developing solutions that enhance security and user experience in banking.

Collaborations

He collaborates with talented individuals such as Ryan Thomas Russell and Gregory Brian Meyer, contributing to a dynamic team that drives innovation within the organization.

Conclusion

Patrick Michael Luberus is a notable inventor whose contributions to cybersecurity in banking are significant. His patents reflect a commitment to enhancing user authentication and transaction security, making a positive impact in the financial technology sector.