Frisco, TX, United States of America

Patrick Eberle

USPTO Granted Patents = 8 

Average Co-Inventor Count = 3.7

ph-index = 2

Forward Citations = 16(Granted Patents)


Location History:

  • Frisco, TX (US) (2019 - 2023)
  • McLean, VA (US) (2024)

Company Filing History:


Years Active: 2019-2024

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8 patents (USPTO):Explore Patents

Title: Innovations by Patrick Eberle

Introduction

Patrick Eberle is a notable inventor based in Frisco, Texas, who has made significant contributions to the field of automobile financing. With a total of eight patents to his name, Eberle has developed innovative systems that enhance the financing experience for consumers.

Latest Patents

One of Eberle's latest patents is titled "Systems and methods for providing user-controlled automobile financing." This invention discloses methods for providing approved financing in advance of a purchase, allowing buyers to maintain control over their financing throughout the sales process. The financial service system configures a financing website for the buyer, receiving personal information and details about the desired item. It approves loan parameters and provides a link to access the financing website on a mobile device while at a dealership. This flexibility allows buyers to edit financing parameters until the final sales agreement, instilling confidence in the purchasing process.

Another significant patent is "Systems and methods for a refinancing savings widget." This invention calculates a savings amount for loan refinancing. The method includes displaying a graphic user interface with a widget at a client device and receiving input data from the user regarding their loan. The input data may include the user's credit level, current monthly payment, APR, and payoff amount. The method determines a savings amount based on a comparison of the input data with historical savings data, displaying the savings amount in the graphic user interface.

Career Highlights

Patrick Eberle is currently employed at Capital One Services, LLC, where he continues to innovate in the financial services sector. His work focuses on enhancing user experiences in automobile financing, making the process more accessible and user-friendly.

Collaborations

Eberle has collaborated with notable coworkers, including Katherine D Forrester and Nicholas Dolle, contributing to the development of innovative financial solutions.

Conclusion

Patrick Eberle's contributions to automobile financing through his patents demonstrate his commitment to improving consumer experiences in the financial sector. His innovative systems provide buyers with greater control and flexibility, making the purchasing process more efficient and user-friendly.

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