Company Filing History:
Years Active: 2020-2022
Title: Nitin Bhargava: Innovator in Financial Technology
Introduction
Nitin Bhargava is a prominent inventor based in East Brunswick, NJ (US). He has made significant contributions to the field of financial technology, particularly in the area of biometric authentication and individualized financial offers. With a total of 3 patents to his name, Bhargava continues to push the boundaries of innovation in his field.
Latest Patents
One of Bhargava's latest patents is titled "Methods for randomized multi-factor authentication with biometrics and devices thereof." This invention involves a method, device, and non-transitory computer-readable medium for randomized multi-factor authentication. It includes randomly selecting one of a plurality of biometrics in response to a request from a client device. The method verifies a match of the requested biometric against stored biometric information, granting access when the verification indicates a match.
Another notable patent is "Systems and methods for identifying financial transaction opportunities for individualized offers." This invention outlines a method for offering rewards to customers of a financial institution. It involves identifying customer spending opportunities and determining incentives for using financial instruments to conduct transactions. The server communicates these incentives to an electronic device associated with the customer, enhancing the customer experience.
Career Highlights
Nitin Bhargava is currently employed at JPMorgan Chase Bank, N.A., where he applies his expertise in financial technology. His work focuses on developing innovative solutions that enhance security and customer engagement in financial transactions.
Collaborations
Bhargava collaborates with talented professionals in his field, including coworkers Troy Braban and Alex Lieberman. Their combined efforts contribute to the advancement of technology within the financial sector.
Conclusion
Nitin Bhargava is a noteworthy inventor whose work in biometric authentication and financial technology is shaping the future of secure transactions. His innovative patents and contributions to JPMorgan Chase Bank, N.A. highlight his commitment to enhancing customer experiences in the financial industry.