Company Filing History:
Years Active: 2011-2012
Title: The Innovative Contributions of Nikolas Sulkowski
Introduction
Nikolas Sulkowski is a notable inventor based in New Canaan, CT (US). He has made significant contributions to the field of credit account management through his innovative patents. With a total of 3 patents to his name, Sulkowski has developed systems that enhance the understanding and valuation of credit accounts.
Latest Patents
One of his latest patents is titled "System and method for monitoring managing and valuing credit accounts." This invention relates to a system and method for estimating the future and present value of credit accounts. It establishes a plurality of profit driver segments and determines the degree of belonging of the credit account to each segment based on its historical behavior. The invention also calculates the probability of migration of the credit account between segments, allowing for a comprehensive valuation based on historical data.
Another significant patent is "System and method for revolving credit product offer customization." This system involves storing identifiers for various revolving credit products and associating attributes with each product. Upon receiving an application for a revolving credit product, the system identifies the issuer's objectives and creates a ranked set of products that fit the applicant's profile. The top-ranking products are then offered to the applicant, streamlining the credit offering process.
Career Highlights
Nikolas Sulkowski has worked with Argus Information and Advisory Services, Inc., where he applied his expertise in credit management and innovation. His work has contributed to advancements in how credit accounts are monitored and valued.
Collaborations
Throughout his career, Sulkowski has collaborated with notable professionals, including Leonard Laufer and Patrick James Craig. These collaborations have likely enriched his work and contributed to the development of his innovative patents.
Conclusion
Nikolas Sulkowski's contributions to the field of credit account management through his patents demonstrate his innovative spirit and expertise. His work continues to influence how credit accounts are valued and managed in today's financial landscape.