Nghiem Le

Title: Nghiem Le: Innovator in Online Transaction Risk Management

Introduction

Nghiem Le is a notable inventor based in Sherman Oaks, California. He has made significant contributions to the field of online transaction security, particularly in minimizing risks associated with payment processes. With one patent to his name, Nghiem's work is paving the way for safer online transactions.

Latest Patents

Nghiem Le's patent focuses on a system designed to minimize risks posed to online services. The system receives a request for payment of a transaction between a vendor and a consumer. It sends a first request to a database associated with the online service for historical transactions and personal attributes of the vendor. Concurrently, it sends a second request to several third-party services for credit information and personal attributes of the consumer. The system then receives information responsive to both requests and calculates a risk score for the transaction. This score is based on the application of risk assessment rules by a machine learning model trained with historical transactions and vendor attributes. Ultimately, the system determines whether to advance funds to the vendor before requesting payment from the consumer account, based on the risk score.

Career Highlights

Nghiem Le is currently employed at Intuit, Inc., where he continues to innovate in the realm of financial technology. His work is instrumental in enhancing the security and reliability of online payment systems.

Collaborations

Nghiem collaborates with talented individuals such as Leandro Alves and Nikolas Terani, contributing to a dynamic work environment that fosters innovation and creativity.

Conclusion

Nghiem Le's contributions to online transaction risk management highlight his role as a forward-thinking inventor. His patent reflects a commitment to improving the safety of digital transactions, making him a valuable asset in the tech industry.